Now is the time to take stock and ensure your financial house is in order. To make it easier here is a quick todo list. This isn’t about drastic cutbacks or making major sacrifices, it’s about efficiency.

Whether you’re moving to a new employer, starting a side hustle, or transitioning from employment to self-employment, different rules can apply when it comes to borrowing money. In this blog, Jesse McPherson breaks down the key factors lenders consider and what you need to know before making your next career move.

Ever wondered how savvy investors and financially secure retirees seem to make their money stretch further? It’s not luck—it’s strategy. The right financial moves can help you boost your income, maximise tax efficiencies, and build long-term wealth without complicated schemes or extreme budgeting.

The tax implications of property investing are quite complex. Not only are there many types of tax to be aware of, there are also different ways in which you can enter property investment that affect the deductions and exemptions available to you. Tatum West has put together a tax guide for those of you thinking about property investment.

Investment bonds (previously known as insurance bonds) pre-date compulsory superannuation but are not widely understood. They are highly versatile and can be attractive for those looking to grow wealth, manage tax, and efficiently tailor their estate arrangements.

The five years before retirement, while potentially the most financially beneficial period, may also present the greatest risk to your retirement plans. There is a strong argument for being somewhat conservative with your retirement balance over this period if you wish to have a less stressful retirement.

If you’re a retired homeowner who’s feeling the pinch of everyday living, a reverse mortgage might be very tempting – and the right path to pursue. But you have to know the ins and outs. Jesse McPherson breaks down everything you need to know about reverse mortgages.

With significant reforms to Australia’s aged care system taking effect in July 2025, it’s crucial to stay informed and prepared.This in-depth presentation breaks down the upcoming changes, how they may impact you or your loved ones, and what you can do to stay ahead.

Article 3 of 10 Powerful Tools for Financial Hygene. How to leverage the right tools to run your finance function.

Turning your ideas and aspirations into reality By Hadrian Perera Coming up with a new idea is exhilarating and we tend to get exited with all the ways we can […]

A Powerful Tool for Tax Efficiency & Retirement By Peter Richards In the ever-evolving landscape of superannuation, staying informed about the latest strategies can significantly impact your financial future. One […]

The financial decisions you make now will have a profound impact on your future. The earlier you take control of your finances, the more opportunities you will have to build wealth, minimise stress, and achieve your long-term goals.

Over the past two decades, more and more Australians have been turning to brokers to manage their mortgages. There are good reasons for this, but you still need to know how to find the broker that’s right for you.

If you never read another thing about retirement until you get there, you’ll want to remember these two most important lessons.

By Tatum West $300 million. That’s the amount of unclaimed tax Australians are missing out on every year. There are far too many people not claiming all the tax deductions […]

Gary Marsh invites you to imagine the freedom of a receiving a big lump sum payment – enough to pay off your mortgage and not have to work again. And how to plan for it in this creative blog.

Jesse McPherson delves into the current state of interest rates, the perennial debate between fixed and variable rates, and some strategic tips for managing your mortgage rate in these uncertain times.

Jonathon Tainsh reviews recent research offering a new perspective on retirement portfolios, suggesting retirees might benefit from a greater emphasis on shares, challenging the traditional approach. But Is it practical he asks?

Financial hygiene drives your business, whether it’s determining the pricing of a job, paying employees, meeting obligations to suppliers, or distributing a return to shareholders. It’s all driven by financials, so understanding them is crucial. In any business, there are three levers: business, clients, and people. This framework helps us understand how pushing or pulling certain activities, tasks, or projects can either grow or harm the business if mismanaged.

Many new clients are surprised and concerned when they realise that their heirs could be facing a hefty tax bill. Here is a simple strategy to mitigate this through a cash out recontribution strategy that saves money and provides peace of mind.

In the competitive landscape of Australian small to medium-sized enterprises (SMEs), sound financial management is not just a practice — it’s the key for success.

In recent years, with events like COVID, rising living costs, and global conflicts, many have begun to consider their readiness for unforeseen circumstances, such as illness, job loss, or worse. Ensuring that your family is secure in such situations is crucial.

Savvy business owners and entrepreneurs understand that combining historical insights, forward-looking strategies, and thorough forecasting sets their business up to achieve its goals.

In case you missed it, the Australian Taxation Office (ATO) is launching a campaign to target owners of rental properties who incorrectly report income and expenses. Data-matching efforts have revealed a tax gap of approximately $1 billion, and unsurprisingly, the ATO is aiming to recover these funds.